UOB credit cards

We were at Suntec the other day and Teddy Chua decided to apply his first credit card with UOB. He also let me have a supplementary card. My sis commented that isn't he worried I might often use the credit card? I told her, I seldom use credit cards unless there's a discount or when I'm overseas. We received the credit cards the day before and he passed my copy to me yesterday. =)